Exciting News! WagePay Rewards has officially launched. Discover more details here and start unlocking your rewards today!
Access your wage, before pay day!
Get early access to a portion of your wage in real-time, plus so much more! Sign up in less than 3 minutes1. It’s Your Wage, Your Way.
4.8 Stars / 3700 ratings
4.8 Stars / 3000 ratings
Quick & easy payday advance service
- Fair & transparent
- Sign up in minutes
- Apply for up to $2,500
- Real-time wage deposit 24/7
- Funds available in 60 seconds
- Even lower rates for selected return customers
Calculate your advance
Your regular wage is $1,000
You can advance up to …
And only repay an extra …
Get My Wage Now
*Example based on a repayment period of 7 days. Eligibility criteria apply.
The new way to get your pay early
Wagepay was founded to help everyday Australians take control of the money they have earned and get real-time access to their wages before pay day. It’s time to empower employees to access their pay early and, unlike Buy Now Pay Later products, spend it where they like.
Instant payments
Access your pay-on-demand. Receive your funds in your account instantly with NPP payments.
No missed payment fees
Say goodbye to missed payment fees and default fees!
Tiered pricing
We offer even lower fees for selected loyal customers, saving you even more money.
We don’t do credit checks
Which means your credit score does not get impacted and your account usage remains private.
Real-time direct debit
We are the first in the industry, and one of the first businesses in Australia, to offer real-time direct debit (also known as PayTo). Say goodbye to waiting days for payments to clear.
Your personal life stays personal
Access your pay before payday without involving your employer. Or get your employment verified by connecting your employer to access further discounts. The powers in your hands.
Trusted by thousands
Wagepay is trusted by over 300,000 users Australia wide, and our ratings show it.
4.6/5
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More than just wage advances
We don’t stop at wage advances. We are constantly innovating to bring you the very best complementary products and services.
Reward Points
We are the only wage advance provider with a reward points program, with points redeemable for gift cards, travel and more.
Credit scoring
We provide our best customers with free access to their credit score from Equifax.
Bank scoring
We give you access to our proprietary bank score, and give you feedback on how this can be improved to improve your credit worthiness.
Mobile App
We are 100% online. Conveniently access our pay advance app online anytime through the easy to use mobile app, or choose to do it through our website.
Get in touch today
Have a question about your account? Send us a message from the app or web portal. Our self-service portal is available 24 hours a day, 7 days a week:
4.8 Stars / 3700 ratings
4.8 Stars / 3000 ratings