The new way to get your pay early
Wagepay was founded for a purpose. We’re giving everyday Australians real-time access to their wages and trying to improve their financial well-being. It’s time to empower employees to take control of the money they’ve earned and access their pay on demand.
Instant payments
Access your pay-on-demand. Receive your funds in your account instantly with NPP payments.
No missed payment fees
Say goodbye to missed payment fees and default fees!
Tiered pricing
We offer even lower fees for selected loyal customers, saving you even more money.
We don’t do credit checks
Which means your credit score does not get impacted and your account usage remains private.
Real-time direct debit
We are the first in the industry, and one of the first businesses in Australia, to offer real-time direct debit (also known as PayTo). Say goodbye to waiting days for payments to clear.
Your personal life stays personal
Access your pay before payday without involving your employer. Or get your employment verified by connecting your employer to access further discounts. The powers in your hands.
Trusted by thousands
Wagepay is trusted by over 300,000 users Australia wide, and our ratings show it.
More than just wage advances
We don’t stop at wage advances. We are constantly innovating to bring you the very best complementary products and services.
Credit scoring
We provide our best customers with free access to their credit score from Equifax.
Bank scoring
We give you access to our proprietary bank score, and give you feedback on how this can be improved to improve your credit worthiness.
Loyalty program
We have a program to reward our loyal customers, which includes cash giveaways.
We are 100% online
Conveniently access our pay advance services online anytime through the app, or choose to do it through our website, it’s up to you!