Pay-on-demand: your pay when you need it
The new way to access your wages
In today’s fast-paced, digital world, being able to access your wages when you need them is a must. That’s where new Australian pay on demand apps, like Wagepay, come in. We’re here to disrupt the way you manage your wages and help you take control of your payday, by giving you access to your pay when you need it most.
So, what is pay on demand? A pay on demand service is a modern financial service that allows you to access your pay early. This means that instead of waiting for your next payday to arrive, you can access a portion of your wages early. While traditionally offered by employers as an employee benefit, new services like Wagepay provide these directly to you, without needing to involve your employer.
Choose Wagepay for pay-on-demand
Wagepay’s Pay-On-Demand service is designed to be convenient and fast, so you can use it when you need it most.
- When you apply for your first advance, you’ll receive an estimated advance limit, so you know what you could potentially draw down.
- Around 99% of our advances are paid via the New Payments Platform (NPP), so most customers get their funds within 60 seconds of drawing them down.
- We’re the first in the industry to offer PayTo (real-time payments), so you don’t have to wait days for repayments to clear (as long as your bank supports PayTo).
Who can use Wagepay’s pay-on-demand app
To apply for Wagepay’s Pay-On-Demand service, you’ll need to meet the minimum requirements below.
- You’re at least 18 years old.
- You’re employed and receiving a regular wage.
- You earn at least $500 a week.
- Your wages are paid into an Australian bank account in your own name.
You’ll also need to connect your bank feed so we can verify your income and transaction history. These are just the minimum requirements to apply. We assess every advance individually to make sure it’s the right fit for you.
Using Wagepay’s pay-on-demand app
Accessing your wages on demand with Wagepay is simple and can be done using the steps below.
- Download our app or access our web portal.
- Create an account, which only takes a couple of minutes.
- Connect your bank feed, so we can verify your wages and know where to deposit your funds.
- Make an advance request and get an immediate outcome.
- Accept your drawdown, and most people receive the funds within 60 seconds.