More than meets the eye
Discover why Wagepay is the ultimate new way to access your wage early. Not only can you apply for Wage Advances, but you can unlock other free products and services too.
Wage advance
Access your pay early. You can advance up to 25% of your regular wage, and even more for return customers, up to a maximum of $3,000.
- Advances are instant and paid into your bank in 60 seconds2
- We do not perform credit checks, so it does not negatively impact your credit score
- Real-time direct debits (PayTo) are available for participating banks, so no waiting for days for repayments to clear
- Cheaper than expensive “payday” loans (Small Amount Credit Contracts)
Bank scoring
We give you access to our proprietary bank score, which we calculate from your bank accounts, and give you feedback on how this can be improved.
- Free-to-use service, unlocked after your first advance
- Wagepay exclusive offering
- Helps you build your creditworthiness and improve your financial situation
Credit scoring
We provide selected top customers with free access to their credit score from Equifax.
- Free-to-use service, unlocked for selected customers
- Receive an updated score every month
- Helps you understand your credit score and worthiness and keeps you up-to-date with changes