Exciting News! WagePay Rewards has officially launched. Discover more details here and start unlocking your rewards today!
More than meets the eye
We offer perks based on your loyalty to us and have multiple account tiers you can unlock. The longer you stay with us, the more perks you can access!
Basic
Welcome, You’ve just Started
- Wage advance requests
- Access to our reading list
Premium
You’ve used our services before
- Wage advance requests
- Access to our reading list
- Free bank scoring
- Cash giveaways
- Reward points
Deluxe
Wow! You’re one of our top customers, thank you!
- Wage advance requests
- Access to our reading list
- Free bank scoring
- Cash giveaways
- Tiered pricing: Reduced fees
- Free access to credit score
- Reward points
-
![Basic Wagepay account]()
Basic
Welcome, You’ve just Started
- Wage advance requests
- Access to our reading list
-
![Premium Wagepay account]()
Premium
You’ve used our services before
- Wage advance requests
- Access to our reading list
- Free bank scoring
- Cash giveaways
- Reward points
-
![Deluxe Wagepay account]()
Deluxe
Wow! You’re one of our top customers, thank you!
- Wage advance requests
- Access to our reading list
- Free bank scoring
- Cash giveaways
- Tiered pricing: Reduced fees
- Free access to credit score
- Reward points
Ready to learn more?
Discover why Wagepay is the ultimate new way to collect your wage. Not only do we offer Wage Advances, but you can unlock numerous other free services to help you manage your pay.
Wage advance
Access your pay early. You can advance up to 25% of your regular wage, and even more for return customers, up to a maximum of $2,500.
- Advances are instant and paid into your bank in 60 seconds2
- We do not perform credit checks, so it does not negatively impact your credit score
- Real-time direct debits (PayTo) are available for participating banks, so no waiting for days for payments
- Cheaper than expensive “payday” loans (Small Amount Credit Contracts)
Bank scoring
We give you access to our proprietary bank score, which we calculate from your bank accounts, and give you feedback on how this can be improved.
- Free-to-use service, unlocked after your first advance
- Wagepay exclusive offering
- Helps you build your creditworthiness and improve your financial situation
Credit scoring
We provide our top customers with free access to their credit score from Equifax.
- Free-to-use service, unlocked for selected customers
- Receive an updated score every month
- Helps you understand your credit score and worthiness and keeps you up-to-date with changes
Get in touch today
Have a question about your account? Send us a message from the app or web portal. Our self-service portal is available 24 hours a day, 7 days a week:
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