More than meets the eye
Discover why Wagepay is the ultimate new way to access your wage early. Not only can you apply for Wage Advances, but you can unlock other free products and services too.
Wage advance
We let you apply for access to a portion of your regular wage early, up to a maximum of $3,000.
- Approved advances are paid into your bank in as little as 60 seconds²
- No credit checks, so applying won’t negatively impact your credit score
- PayTo (real-time repayments) is available with participating banks, so you’re not waiting days for repayments to clear
- Postpone and split repayment options, which may be available if you need the flexibility
- Lower fees than most Small Amount Credit Contracts
Bank scoring
We give you access to our proprietary bank score, which we calculate from your bank accounts, along with feedback on the factors that shape it.
- Free-to-use service, unlocked after your first advance
- Wagepay exclusive offering
- Gain insight into your financial habits and the factors that influence your score
Credit scoring
We give selected customers with a great repayment history free access to their Equifax credit score.
- Free-to-use service, unlocked for selected customers
- Receive an updated score every month
- Understand your credit score and stay up to date with changes